We provide valuable assistance with filing for PIP coverage
Many people have heard the term PIP. PIP insurance or Personal Injury Protection is a type of coverage that you can purchase in addition to your liability insurance coverage. It costs a little extra but it is well worth paying the extra money to add it to your policy. Most people generally carry $2,500.00 worth of coverage but you can buy additional coverage up to $300,000.00 or more.
PIP or Personal Injury Protection coverage is designed to cover you or your passengers incurred medical bills or lost wages as a result of an accident involving a motor vehicle. You can use the PIP coverage regardless of who is at fault in the accident. Unfortunately, many drivers are uninsured, thus, PIP coverage may be the only available insurance to cover your medical bills. If you have an auto accident and it’s your fault you can still use your PIP coverage to help pay for medical bills incurred as a result of the accident. You can also use it if the other party was at fault as well. It is no-fault coverage.
If you are injured in an accident involving a motor vehicle you can file a claim by simply calling your agent or your insurance carrier and advising them what happened. Tell them you need to file a claim under the PIP portion of your policy. You will need to give them the